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MoneyWest Terre Haute Town Council · Aug 10, 2026 · This meeting · Full transcript

West Terre Haute council weighs a $113,000 upfront payment after its insurer wouldn't renew

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Tracked in the archive

The town's insurance broker, Whitney of Epic Insurance, told the council the town's package carrier declined to renew its coverage, so the town had to piece together separate policies from several carriers instead of one bundled plan. 0:01:44 — open the recording, cued to 1 minute 44 seconds

She said the policy renewed August 1 and asked the board to approve paying $113,000 up front — rather than monthly, as in past years — mainly to cover law-enforcement liability and public-officials coverage, the two lines that rose the most. 0:03:02 — open the recording, cued to 3 minutes 2 seconds

The full annual package is now $157,781, up from $123,371 last year — an increase Epic said comes to under 27%, driven mostly by outstanding legal claims already on the town's books. 0:11:15 — open the recording, cued to 11 minutes 15 seconds

More from the record

Outcome

No vote taken; the board was weighing how to cover a $113,000 upfront insurance payment already due.

No vote was taken; the council was weighing whether to pay the $113,000 up front or finance it in installments with an added finance charge.

Whitney introduces the insurance renewal — cued to 0:01:44 (1 minute 44 seconds)

This summary was drafted with AI assistance and reviewed by an editor against the recording and documents linked above. Nothing publishes without a resolvable source.